Six Questions About Money: An Interview with Tricia Meyer of SunshineRewards.com

tricia-meyer-familyWelcome to Six Questions! It is a new feature where we’ll ask different people from various walks of life the same six questions. I expect that each person will bring something unique to a standard set of questions. Today’s guest is Tricia Meyer. I’ll let her introduce herself  momentarily.

I hope that hearing new and different perspectives will help, inspire, encourage, challenge, reassure and prod us to think.  The views of our guest do not  necessarily  reflect the views of Pocket Your Dollars.com or its staff, but are a springboard for thought and respectful discussion.

If you’d ever like to be featured in a Six Questions column, email me to express interest.

Now, to Tricia…

Introduce yourself in 75 words or less

I’m Tricia Meyer and I am a Jill of all Trades. I’m a lawyer by schooling, a blogger for fun, and an affiliate marketer for profit. I married my high school sweetheart and have two daughters, who keep me feeling both young and old at the same time! I spend most of my time working on my site SunshineRewards.com.    I blog about parenting at Helping Moms Connect and about Affiliate Marketing at Tricia.Me. (PocketYourDollars here: Yes, this is the same Tricia that I mentioned when we launched PYD Rewards as her site, SunshineRewards.com, powers PYD Rewards).

What money issue are you dealing with in your life right now

My husband and I are paying off the credit cards that we used to make major purchases when we built our home 5 years ago. We chose to use the credit cards to put in a swimming pool and buy our appliances rather than roll them into our mortgage or take out separate loans for them. We wanted to have them paid off in 5 years but unfortunately are only about half way.

One thing you learned about money while growing up that has stuck with you into adulthood

I learned from my parents the value of working hard for money. My mom almost always had 2 jobs, sometimes 3. Sometimes it was out of the necessity of being a single mom and other times it was just to be able to pay for the “extras” that came along with living in the suburbs. I will never forget how hard she worked to earn her money. She didn’t win the lottery. She didn’t inherit it. She worked hard for it. And now I do, too.

One thing you didn’t learn at home about money, but wish you had

I never learned about debt. I guess I understood that you had to pay money back, but I never understood how it could snowball. Unfortunately, I had to learn that lesson all too hard in college and law school. The debt that I accrued carried over into my married life and still, in some ways, hangs over my head today. If I had not incurred so much debt at such a young age, I would be much further now in having the savings that I want to have looking at my own kids heading to college before long.

Name your favorite money tool, resource or book?

I would say that my favorite tool is my bank/credit card company’s website. I log in every day, sometimes twice a day. I can see both my personal and my business accounts at once. I make sure that I am not being charged for anything that I should not be and if I am, I catch it immediately and have it dealt with. It’s also a good daily reminder to me to pay attention to what is coming in as well as what is going out. When you are thinking about that consciously, you are less likely to make bad decisions in ignorance.

What’s one piece of money advice you wish every American would follow?

I wish as a culture we were less wasteful. Sometimes money does buy convenience, and I completely appreciate that because time is also valuable. But spending money just because you can or throwing away money because you don’t see an immediate downside is wasteful. Splurge sometimes. Treat yourself, your family, or your friends. But understand excess and see the value in spending that money in more meaningful ways.

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It’s PocketYourDollars again wondering how you can relate to Tricia and her six answers to our six questions.