Six Questions About Money: An Interview With Jeff Gaines Author of “Never Enough Nation”

Jeff Gaines FamilyWelcome to Six Questions! It is a new feature where we’ll ask different people from various walks of life the same six questions. I expect that each person
will bring something unique to a standard set of questions. Today’s guest is Jeff Gaines. I’ll let him introduce himself momentarily.

As you read through this Six Questions interview and all the previous interviews, I hope your thinking is sparked. That as you hear  new and different perspectives you will be prodded to think about your own relationship to money.  The views of our guest do not  necessarily  reflect the views of Pocket Your or its staff, but are a springboard for thought and respectful discussion.

If you’d like to be featured in a Six Questions column, email me to express interest.

Now to Jeff…

Introduce yourself in 75 words or less

I am Jeff Gaines, a professional speaker, consultant, and author who focuses on employee wellness and productivity. My book is Never Enough Nation: Managing your Health, Wealth, and Stress. I have been devoted to my passion and career of understanding and explaining human behavior, specifically what it takes to create change in our lives, for over 18 years. You can learn more about me here.

What money issue are you dealing with in your life right now

I’ve been focusing lately on the flow of money through my life. I’ve struggled for years with a scarcity mentality, constantly falling into the “If I only had more money” trap that is one of PYD’s five attitudes that must go.

Writing my book really helped me see how much we are conditioned in our society to focus on what we don’t have. I used to think the opposite of scarcity was abundance, having lots of money. Now I understand the focus of having more is really just another version of scarcity and fuels the Never Enough Mindset.

I make money, I spend money, and hopefully I save some along the way as well.

Like the three legs of a stool, they all matter.

What I want is a healthy, consistent flow of money through my life. I don’t want the river to run dry, I don’t want to damn it up, and I want to make sure I have some extra in case there’s a drought.

One thing you learned about money while growing up that has stuck with you into adulthood

The biggest lesson I learned about money growing up was not a good one. I learned that there would always be a struggle and that there would never be enough. I’ve spent many years trying to unlearn these and will probably always carry some piece of them. I’m happy to say I have a very different experience of life than my parents did, especially around a happy marriage and money management.

One thing you didn’t learn at home about money, but wish you had

Hard for me to list just one thing. I wish I had PYD’s book. I wish my parents understood money and the psychology behind it. But if I have to pick just one thing, I wish I knew then what it means to think, feel, and live as though I have enough.

Name your favorite money tool, resource or book?

My favorite tool is Quicken. I easily track and manage all my finances and can budget as well. My wife’s favorite tool is PYD’s site. She took the course and now uses the site every month.

Might seem like shameless sucking up to Carrie, but it’s not. Just yesterday our over $200 grocery bill cost us less than $90.

For books, if I go back a ways to what started me on the path I’m on now, it would be Your Money or Your Life. At this point I could list about 30 more in addition to mine and PYD’s, but like ours, most are not just about money.

What’s one piece of money advice you wish every American would follow?

Learn how to define how much is enough yourself, rather than letting society make that determination for you.

If you’d like to connect with  Jeff check out his blog at  or get a copy of his book,  Never Enough Nation: Managing your Health, Wealth, and Stress, on paperback or Kindle on Amazon.


It’s PocketYourDollars again wondering how you can relate to these six answers to our six questions.