Welcome to Six Questions! It is a new feature where we’ll ask different people from various walks of life the same six questions. I expect that each person will bring something unique to a standard set of questions. Today’s guest is fellow blogger and certified financial planner Jeff Rose. I’ll let Jeff introduce himself momentarily.
As you read through this Six Questions interview and all the previous interviews, I hope your thinking is sparked. That as you hear new and different perspectives you will be prodded to think about your own relationship to money. The views of our guest do not necessarily reflect the views of Pocket Your Dollars.com or its staff, but are a springboard for thought and respectful discussion.
If you’d like to be featured in a Six Questions column, email me to express interest.
Now to Jeff…
Introduce yourself in 75 words or less
Follower of Jesus, father of 3 awesome boys, husband to 1 super wife, proud Iraqi combat veteran, blogger, Starbucks obsessed (sugar free caramel latte), Crossfitter, In-N-Out Burger fanatic, lover of all sports. (Carrie here: Two things: 1) I’ve never tried an In-N-Out Burger, but Jeff claims they outdo Five Guys. I find that hard to believe. 2) Jeff didn’t mention that he’s also the author of a newly released book called Soldier of Finance)
What money issue are you dealing with in your life right now
Organization. Currently we have a few different businesses set-up and getting our bill pay in order to make sure that those businesses don’t cross lines has been a chore to say the least.
One thing you learned about money while growing up that has stuck with you into adulthood
I was raised in a Baptist home and both my father and grandmother taught me the importance of tithing and giving back. While I have to admit I didn’t tithe much, if at all, in college as my wife and I have grown in our faith we’ve been able to tithe now with ease.
What’s even cooler is that we let our kids know that we tithe and why we do it and now they ask us for change when we go to church so they can tithe, too.
One thing you didn’t learn at home about money, but wish you had
The importance of investing; especially compounding interest. It’s sad to admit that I wasn’t exposed to this concept until I was a junior in college!
If I would have understood the basics of investing a small amount each month and how that could grow to be a REALLY big number, I think I would have been more excited to start investing earlier.
Name your favorite money tool, resource or book?
It’s hard to name a good money book without mentioning Dave Ramsey’s Total Money Makeover. I read that book in literally a day and was so excited on how easy and practical the information was to follow.
What’s one piece of money advice you wish every American would follow?
Live within your means. So many Americans buy crap they don’t need which causes so much unneeded stress and tension in their household.
Our culture is so caught up in living like the Kardashians that we fool ourselves into thinking that 1. We need to buy a new <fill in the blank> and 2. We can actually afford it.
Having new things may bring immediate gratification, but the long-term effects of those choices are disastrous.
If you’d like to connect with Jeff you can check out his new book, Soldier of Finance. You can also watch his awesome videos about personal finance, read his blog Good Financial Cents, or follow him on Twitter or Facebook.
It’s Carrie again wondering what you’ve done to effectively organize your finances or to teach your children about giving.