Comments on: When Your Budget Deceives You

By: Sheila

Sheila — Thu, 12 Nov 2009 19:39:51 +0000

Nichole,

If you happen to have extra books you don’t need anymore, try paperbackswap.com. If you list 10 books you can choose one off the site for free. But the owner does have to pay shipping once someone else chooses one of your books. I normally try to get cheap 10 or 25 cent books at rummage sales for this purpose.

By: Nichole

Nichole — Sun, 08 Nov 2009 00:14:00 +0000

thank you so much for all of the advice, you are very wise. I pray that someday we too can be debt free, we are done with credit cards but we still have fear and yes I do need much hand holding. God Bless and will buy the book as soon as I can get the money together. Thanks again.

By: Carrie Rocha

Carrie Rocha — Fri, 06 Nov 2009 02:48:06 +0000

You are welcome!

By: KJ

KJ — Wed, 04 Nov 2009 19:40:12 +0000

Hi Carrie- I just saw you on Kare 11 last night. I have used your site before and love saving money. I just wanted to say thank you for all the inspiration you give us. I hope to say my family is debt free in 2 or 3 years, Thanks.

By: erin

erin — Wed, 04 Nov 2009 06:02:53 +0000

Thanks for the site. I am always looking for another way to save a dollar and stay out of debt!

By: Sue

Sue — Sun, 01 Nov 2009 14:40:30 +0000

Hi Carrie.. Have you started this new feature?

” I am starting a new feature on Pocket Your Dollars. Every Thursday (or Friday?) I will share a nugget about my family’s journey from $50,000 in debt to financial freedom. My heart’s desire is to inspire you and equip you to reach your dreams by getting out from under financial pressure”

By: lynn

lynn — Mon, 26 Oct 2009 14:12:14 +0000

That is sooooo true! We never seem to add in those misc. expenses or we list them as misc. and do not account for the HUGE DOLLARS we are wasting – $20 here, $20 there…
THANK you for an excellent post!

By: Samantha

Samantha — Sat, 24 Oct 2009 03:02:54 +0000

I am looking forward to this was well. I worked for a bank before I became a stay at home mom and learned a lot about budgeting. I can easily tell others what they need to do and how it works, but at home it is not that easy. I know how much we need for our fixed bills and how much we have left for those variable bills. I can’t wait to get the cars paid off and have some extra money in the bank.

By: Traci

Traci — Fri, 23 Oct 2009 20:55:58 +0000

Thank you so much for this! We’re doing Dave Ramsey– we need as many tips as you can give us! =)

By: Grace

Grace — Fri, 23 Oct 2009 16:48:18 +0000

I can relate totally. We now are living with no credit cards. We budget and if there is no money we are done spending. We listen to David Ramsey on the radio and have his books. Our debt is lower than it was but we borrowed to buy a used car recently rather than buying a $1,000 beater we would have to save for. Our goals for now to save 1,000 emergency fund and then pay off the car as fast as we can. We are working at trying to get extra hours at work and build our internet book business. Good luck Carrie . I look forward to watching you succeed and I hope that you will watch my progress on my blog site.

By: Karen

Karen — Fri, 23 Oct 2009 02:39:14 +0000

I’ve always been pretty good about staying on budget, but I’ll tell you, volunteering for Crown Financial has helped us immensly. It’s hard to overspend when I’m constantly telling other poeple not to. It’s also helped me to find ways to save money for others, and then use the ideas on myself.

By: Christina @ Northern Cheapskate

Christina @ Northern Cheapskate — Thu, 22 Oct 2009 22:55:27 +0000

I’ve definitely noticed that as our income increases, so do our expenses… when there’s extra money in the checking account, suddenly it’s no big deal to eat out two or three times a week, or buy new toys, etc. But then when the income decreases, suddenly you realize that your spending hasn’t! I find period reviews of the budget – good, honest reviews – can help you stay on track.

Good post! I’m looking forward to this series!

By: Jae

Jae — Thu, 22 Oct 2009 22:13:51 +0000

My budget has always been honest with me, I’m the one that lies to my budget from time to time. Even though it’s really a want and not a need, I end up caving in sometimes.

By: Hilary

Hilary — Thu, 22 Oct 2009 22:03:06 +0000

I cannot convince my husband to reduce our outrageous directv bill. he insists we need NFLticket and college game day. thats and extra $450 plus tax.

and hunting is not cheap either.

By: Nikki

Nikki — Thu, 22 Oct 2009 21:25:28 +0000

Very excited for this feature! We had this realization about 4 months ago…it is sickening how much money we just threw away on “stupid” stuff that we didn’t need. Lessoned learned the hard way…now to changing the future.